Personal callback during business hours · Reviewed by Elizabeth, not a call center
LONG-TERM CARE PLANNING
A clear look at your long-term care plan.
In five minutes.
A no-pressure coverage review for pre-retirees in Texas who want clarity, not a sales call. Reviewed personally by Elizabeth Kusmider, CFP.
5 questions * 5 minutes * Personal callback
How we work.
Strategic, approachable, experienced. Three principles that shape every conversation, from the first
audit to the policies we help you put in place.
1
Strategic
Every recommendation fits into a broader financial plan. Insurance is the tool. Your plan is the point.
2
Approachable
Clear language. Direct answers. No jargon you have to translate later. You speak to a real advisor at every step.
3
Experienced
Years of long-term care, life, and disability planning across individuals, families, and business owners.
Who reviews your audit.
Kusmider Consulting is led by Elizabeth Kusmider, CFP — specializing in long-term care, life, and disability planning for households and business owners in Texas. The audit is reviewed personally by Elizabeth, not by a call center or a junior associate.
The goal is clarity, not a sale. If your situation does not call for LTC coverage, we will tell you. The audit is built to identify gaps and risks, then to help you make an informed decision with confidence.
CERTIFIED FINANCIAL PLANNER™ (CFP)
LICENSED IN TEXAS
INDEPENDENT
What happens after you submit.
01
WITHIN ONE MINUTE
Your assessment results arrive in your inbox so you can review them anytime
02
FIVE MINUTES ON THE PHONE
We discuss what your audit answers suggest. Honest assessment — no pitch, no pressure.
03
IF IT MAKES SENSE
We'll continue with a personalized review by gathering a few more details to better understand your situation before recommending the most appropriate plan.
"Your Life Insurance Partner" · Houston, Texas
Call or text (713) 487-8855 · [email protected] · kusmiderconsulting.com
© Kusmider Consulting. Licensed insurance professional in Texas. This page is for educational and informational purposes only and does not constitute insurance, tax, or legal advice. Specific recommendations require a personal review of your situation. Disclosures · Privacy policy.
Securities offered through Simplicity Investments, Member FINRA/SIPC; 475 Springfield Ave, Summit, NJ 07901 (303) 797-9080. Kusmider Consulting is not affiliated with Simplicity Investments.
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